Charlotte, NC

Essential Duties and Responsibilities:

  • Manually underwrite difficult / complex mortgage loan transactions submitted by our correspondent lending partners to company and investor credit guidelines
  • Perform quality control audits of our third-party vendor to ensure mortgage loans met all company and investor credit guidelines and requirements
  • Review loan scenarios and communicate purchase eligibility requirements to our correspondent lending partners
  • Partner with internal staff (i.e., Underwriter, Processor, Closer, Operations Management, etc.) of our correspondent lending partners and third party-vendors throughout the review process to clear purchase eligibility conditions
  • Work closely with processing to clear loan conditions throughout the process
  • Assistance in handling loan-level credit and compliance questions & issues and in the preparation and dissemination of updated mortgage underwriting and compliance standards and procedures
  • Any and all other duties as requested by management

Required Skills, Experience and Ability:

  • Ability and willingness to learn
  • Strong organization skills and attention to detail
  • Knowledge of current regulatory compliance requirements
  • Problem solving, organizational and analytical skills
  • Ability to maintain the highest level of confidentiality
  • Present self in professional manner and have ability to interact with all levels of organization and outside contacts
  • Proficient in MS Office including Word and Excel
  • Fosters respect in the workplace
  • College degree or equivalent work experience
  • 4 + years of mortgage related experience
  • Prior FHA or non-prime underwriting experience preferred

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