Ingenuity
“How can we make this work?”
Ingenuity at Deephaven is simply combining imagination with knowledge and experience to explore what’s possible. Whether we need to figure out a way to qualify a new bank statements borrower, or structure underwriting parameters to support a correspondent lender with unique take-out needs, we rely on our ingenuity to continuously push our loan programs and services above and beyond all expectations. Even our own.
Sometimes Ingenuity is Common Sense with a Twist.
The whole purpose of Non-QM lending is to provide credit-worthy home buyers who don’t qualify for a traditional mortgage the loans they need and deserve. Of course, we also have to make sure they can afford them.
No W2? What’s a high net worth mortgage customer to do?
Believe it or not, it can be difficult for high net worth people to qualify for a traditional mortgage. The problem? No tax forms confirming a steady paycheck. Perhaps they are self-employed or retired and therefore unemployed. They could be a serial entrepreneur who has just launched a new start-up or the owner of a successful restaurant chain whose wealth is tied up in the business.