While the concept is similar to agency asset depletion, our non-QM asset utilization products give you far more flexibility to solve real borrower challenges especially when employment, income, or DTI don’t tell the whole story.
What we’ll cover:
- The products that allow assets to be utilized to qualify a borrower
- Two distinct paths:
- Using assets to offset or solve a DTI issue
- Standing alone on assets — no employment, no income, no DTI required
- A deep dive into the calculations behind each approach
- Which products including our Equity solutions best serve asset-heavy borrowers facing employment or DTI challenges
Who should attend: Any loan originators working borrowers who don’t fit a traditional income box.