Deephaven partners with lenders who share the vision for rebuilding the non-government mortgage market and providing common sense-driven underwriting decisions centered around a borrower’s ability to repay.

Close more loans

Expand potential borrower base by offering responsible Non-QM loan options

Be an Industry Leader

Provide credit access to an under-served market segment

Grow Your Business Responsibly
Home Ownership Opportunity

Responsible Non-QM loans open doors for millions of borrowers

Reasonable Payments

More affordable than rent

Responsible & Transparent Products

Expanded-Prime

Borrowers Just Outside of Prime
Borrowers at least 4 years past their housing event. LTV’s up to 90%.

Best for:

  • 4+ years removed from housing event
  • Fixed and Interest Only options available
  • Documentation-Full Doc & Bank Statements Options

Details:

Full Doc Bank Statement
680 Min FICO 680 Min FICO
90% Max LTV 90% Max LTV
Seasoning: 48 Mo. from Bankruptcy
Seasoning: 48 Mo. from Housing Event
  • Loan Amounts to $1.5M
  • Cash-Out Limits to $500k
  • Primary, Secondary, & Investment Occupancy
  • SFR, PUD, Townhome, Condo, 2-Unit, Rural Properties, Non Warrantable Condos

See guides and matrices for full product eligibility.

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Non-Prime

Borrowers Outside of Prime
Owner-occupied borrowers at least 2+ years past their housing default. LTV’s up to 80%.

Best for:

  • 2+ years removed from housing event
  • Fixed, Arm and Interest Only options available
  • Documentation-Full Doc & Bank Statements, 1 Year Doc Options

Details:

Full Doc Bank Statement
620 Min FICO 620 Min FICO
80% Max LTV 80% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
  • Loan Amounts to $1M
  • Cash-Out Limits to $250k
  • Primary
  • SFR, PUD, Townhome, Condo, NW Condo, 2-4 Unit, Modular, Rural & Log Homes

See guides and matrices for full product eligibility.

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DSCR

Investors looking for Maximum LTV
Investment properties.

Best for:

  • Prior Credit Events
  • 10+ properties, LLC ownership, and Professional Investors
  • ARM & Fixed structures with interest-only options
  • Outside Agency Investor Guidelines

  • Non-Warrantable Condos
  • Business Purpose Loans

Details:

Important Highlights:
680 Min FICO
75% Max LTV
Seasoning: 48 Mo. from Bankruptcy
Seasoning: 48 Mo. from Housing Event
  • Loan Amounts to $1M
  • Cash-Out Limits to $500K
  • Investment Occupancy
  • SFR, PUD, Townhome, Condo, NW Condo, 2-4 Unit Properties

See guides and matrices for full product eligibility.

Request Information Back to List

Deephaven’s Scenario Desk connects you to a qualified analyst offering you top-level support and guidance. Whether you are submitting a deal, or just have a question, we are here to help.

Our expert analysts provide clear communication and attentive guidance intended to help you select the right product and work quickly to close your Non-QM loans. 

+1.844.DHM.WHSL
dealdesk@deephavenmortgage.com

Hours: 8:30am – 5:30pm EST (Mon-Fri)

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