Second Mortgages Surge-Deephaven Alternative Second Mortgage Solutions

TransUnion’s latest home equity data confirms what Deephaven is seeing within our own company – second mortgage originations are becoming one of the fastest-growing segments in the non-Agency space.

Now is the time to meet the moment. Tappable home equity is at a record level. First mortgages are still locked low. Borrowers are increasingly turning to second mortgages as the smart, strategic way to access capital – without sacrificing their existing mortgage rate.

Check out some of the highlights of their findings:

• 86 million homeowners have tappable equity, with a median of $267K. Notably, 6.5 million of them have over $1 million in available equity.
• HELOC and HELOAN originations increased 12% YoY
• Homeowners had $808 billion in non-mortgage debt in Q2 2025 – up 4% YoY
• 22.8 million homeowners carry at least $10,000 in non-mortgage debt
• 408,000 HELOCs are reaching the end of their draw periods in the next 12 months
• Early-stage delinquencies for HELOANs and HELOCs remain at all-time lows

How will you play this to score more business? Please register today, and let’s map out your strategy.

Deephaven Does It Again: Discover Our Transformative Product Enhancements

Deephaven continues to raise the bar! Learn all about our latest product guidelines in our upcoming webinar showcasing what’s possible in our non-QM suite of products. We will walk you through our latest updates and how they can empower you to serve a broader, more diverse range of borrowers – especially those who need flexible, alternative income solutions.

Our transformative improvements include:

• Higher LTVs
• Increased Cash Out Options
• Expanded FICO Buckets
• Short-Term Rental Flexibility
• Enhanced DTI Ratios

Don’t miss out on the opportunity to become empowered with more solutions for your borrowers!

Understanding the Power of Second Mortgages

Don’t miss the second mortgage opportunity. We will discuss strategic planning, including why adding non-QM second mortgages to your product offerings is vital to customer retention and increased production.

Join us to learn:

• Valuable insights about the 2025 HELOC and CES HELOAN industry forecast
• Current second-lien opportunities in the features of our suite of second mortgage products, including closed-end seconds and HELOCS
• How second mortgages alternative income assist self-employed borrowers
• How DSCR Cash Flow Only, second mortgage assists your property investor

Economic and Mortgage Finance Update

Will the mortgage market continue its recovery – and if so, who’s poised to lead the next wave of purchase activity? What is the real outlook for the non-QM space?

These questions have dominated industry headlines for the past year, and few have tracked them more closely than Chief Economist Mike Fratantoni with the Mortgage Bankers Association. A nationally recognized authority on housing economics, mortgage policy, and origination trends, Mike brings a valuable perspective to the conversation.

He joins Deephaven’s Chief Sales Officer Tom Davis for a timely discussion on the key market developments, forecasts, and insights every lender needs to know right now.

Tap into 30% of Investment Property Purchases

With investment properties accounting for 30% of 2025 purchases, according to CoreLogic, now is the perfect time to explore our innovative suite of investor solutions and unlock new growth opportunities.

DSCR Loans:

• Less Than 6 Months on Appraised Value With Renovation
• DSCR 5-9
• Foreign National Opportunities
• Residential Transition Loans:
• Fix and Flips
• Bridge Loans

DSCR Second Mortgages

• Source Investor Borrowers

Deephaven Presents Business Purpose Lending

The real estate investment market continues to thrive despite market volatility. Learn how Deephaven can expand your footprint with Business Purpose lending even beyond the states you are licensed in. Join us and become an investment property specialist.

This webinar will also cover:

• LLC Borrowing Entity Program / DSCR
• Natural Person Borrowers Vesting in an LLC
• DSCR Second Mortgage

The Importance of Offering Fix and Flip Loans in Today’s Market

Residential transition loans (RTLs) are excellent solutions for investors who want to buy, renovate, and resell their properties. These business-purpose loans serve borrowers who may not qualify for traditional loans due to property rehabilitation or construction needs, or other factors. RTL loans are a great complement to a non-QM product offering.

Tom Davis chief sales officer at Deephaven and Dave Gray vice president of business development at sister company Anchor Loans will host this informative webinar and discuss the demand for these products, including Fix and Flip, Bridge, and Ground Up Construction loans.

You will learn:

• Details of RTL products, business purpose non-QM loans, and the opportunity in the space
• How to tap into the investor space and gain clients who close multiple transactions throughout the year
• How to target the new construction space and help investors rehab properties to bring new supply to the market
• Strategies to differentiate yourself in the market by becoming a niche originator for real estate investors

Building Your Pipeline Non-QM Marketing Strategies

Leveraging the opportunity to support real estate investors will notably elevate your standing as a professional investor specialist. Amplify your production by gaining insight into DSCR second and first lien solutions. Our webinar will dive into the Deephaven Equity Advantage DSCR product. We will also introduce you to our first-lien products.

This comprehensive webinar includes:

• Equity Advantage DSCR Second Lien
• DSCR 1-4 Unit
• DSCR 5-9 Unit

Residential Transition Loans:

• Fix and Flips
• Bridge Loans
• Ground Up Construction