Demystifying Non-QM: Facts Vs. Myths

Deephaven Mortgage is setting records in non-QM because non-QM is more in demand than ever. We have added an impressive number of approved partners this year who now recognize the value of non-QM. Still, many are reluctant. Are you one of them? If so, this webinar is for you!

Join us to learn more about non-QM and how the flexibility of these loans can make a difference for your borrowers and your volume.  If you have said no to a self-employed borrower or a real estate investor who falls outside of traditional requirements, you have likely turned away business that you could have closed.

Deephaven and non-QM offers you the opportunity to close more loans, build your pipeline, expand your referral base and increase your volume. Sounds pretty good, doesn’t it?

Deephaven One-Year P&L Options for Self-Employed Borrowers

Register today for this exclusive opportunity to gain a comprehensive understanding of our first and second mortgage program requirements and guidelines, allowing for a one-year P&L as alternative income instead of tax returns for self-employed borrowers.

You will learn more about:

• One-year P&L only
• One-year P&L with 2 months bank statements
• Equity Advantage Closed-End Second Lien
• Expanded-Prime
• Non-Prime

DSCR Second Mortgage Solutions Serving the Real Estate Investor

Leveraging the opportunity to support real estate investors will notably elevate your standing as a professional investor specialist. Amplify your production by gaining insight into DSCR second and first lien solutions. Our webinar will dive into the Deephaven Equity Advantage DSCR product. We will also introduce you to our first-lien products.

This comprehensive webinar includes:

• Equity Advantage DSCR Second Lien
• DSCR 1-4 Unit
• DSCR 5-9 Unit

Residential Transition Loans:

• Fix and Flips
• Bridge Loans
• Ground Up Construction

Deephaven Presents our Full Suite of Investment Property Solutions

Unlock your full potential as a visionary real estate investor organization and discover a transformative surge in productivity, empowering you to thrive in a rapidly evolving market. According to CoreLogic, investment properties accounted for 28% of purchases in 2024. Research from the Federal Reserve Bank of New York reports that many households view real estate investing as a savvy move rivaling the stock market. Now is the perfect time to explore our innovative suite of investor solutions and unlock new growth opportunities.

We will detail:

• Residential Transition Loans

• • Ground Up Construction
  • Fix and Flips
  • Bridge Loans

• DSCR

• • Less than 6 months on appraised value with renovation
  • 5-9 units
  • Foreign nationals
  • DSCR Second Mortgages

• How to source investor deals

Expand Your Opportunities With Deephaven’s DSCR 5-9 Unit Mortgage Product

This multi-family property addition to our portfolio of non-QM products provides another solution to fully serve all of your borrowers. Under our DSCR program, this loan qualifies on the cash flow of the subject property. It offers the flexibility your business purpose borrowers need for a quick and low hassle closing.

Register today to learn more about our DSCR 5-9 Unit loan for your real estate investor clients.

Highlights:

• Loan amounts up to $2 million, minimum loan amount $350,000
• Maximum cash-out $500,000
• LTV up to 75%
• Minimum 680 FICO
• Ability to vest in name of LLC or corporation
• Interest only options to maximize property cash flow

Discover The Deephaven Difference!

Deephaven Presents Alternative Income Solutions for Self-Employed Borrowers

Would you like to be the go-to originator for self-employed borrowers? Join us in discovering how our alternative lending solutions can help you become the loan officer of choice for self-employed borrowers and open new opportunities and increase your business potential. Our webinar will cover:
Bank statement lending up to $3.5 million for self-employed borrowers

• One-year P&L only for self-employed borrowers
• Asset Utilization up to $3.5 million
• 1099 plus YTD bank statements

Our training will equip you with practical knowledge empowering you to guide jumbo borrowers with the right Deephaven products!

We invite you to discover the Deephaven difference and grow your business with us at the webinar!

Emerging Bankers Transitioning Non-QM Loan Production

Join Deephaven Mortgage and First Funding to examine the benefits of transitioning your Non-QM loan production! Attending this webinar will give you practical insights to help you build your brand and ensure loan officer growth and recruitment!

Join us to learn:

• Why move from Broker to Correspondent
• Benefits of Non-Delegated Delivery
• Requirements for Non-delegated Correspondent Delivery

Register today to hear these valuable insights from Matthew Coles, National Sales Manager of First Funding Warehouse Lending Solutions, and Tom Davis, Chief Sales Officer at Deephaven Mortgage.

Deephaven Presents Second Mortgage Lending Solutions

Don’t miss the opportunity to offer alternative second mortgage loans to fully serve all borrowers. We will discuss strategic planning and answer why adding non-QM second liens to your product offerings is vital to customer retention and increased production.

Join us to learn:

• Valuable insights into the 2025 HELOC and CES HELOAN industry forecast
• Current second-lien opportunities in the market
• The features of our suite of second lien mortgage products, including closed-end seconds and HELOCs
• The alternative income solutions allowed with our second mortgages specifically for self-employed borrowers

Deephaven Presents DSCR Investor Non-QM Lending Solutions

Join our webinar for tips on becoming a go-to resource and expert in alternative financing options for real estate investors. Please register for this workshop to learn how to use our non-QM product suite to strengthen referrals of these underserved borrowers.

We will detail the following in the webinar:

• DSCR cash flow qualification
• Specific program features include the ability to borrow in the name of the LLC
• Loans for investors under our Expanded-Prime and Non-Prime products

You will leave our training as subject matter experts on our Deephaven DSCR product and qualifying guidelines. You will be better equipped to prepare investors with the right Deephaven products!

Discover The Deephaven Difference and Grow Your Business!

The Importance of Offering Residential Transition Loans in Today’s Market

Residential transition loans (RTLs) are excellent solutions for investors wanting to buy, renovate and resell their properties. These business purpose loans serve borrowers who may not qualify for traditional loans due to the rehabilitation or construction needs of the property or other factors. RTL loans are a great complement to a non-QM product offering.

Chief Sales Officer at Deephaven Tom Davis and VP of Business Development David Gray with sister company Anchor Loans will host this informative webinar discussing the demand for these products, including Fix and Flip, Bridge, and Ground Up Construction loans.

You will learn:

• Details of RTL products, business purpose non-QM loans, and the opportunity in the space
• How to tap into the investor space and gain clients who close multiple transactions throughout the year
• How to target the new construction space and help investors rehab properties to bring new supply to the market
• Strategies to differentiate yourself in the market by becoming a niche originator for real estate investors

Deephaven Presents Non-Warrantable Condo Solutions 1st and 2nd Lien

Register today for this exclusive opportunity to gain a comprehensive understanding of our 1st and 2nd lien program requirements and guidelines for non-warrantable condominiums. This webinar will equip you with the knowledge of non-QM products and services necessary to serve the condominium market better, empowering you to increase production and expand your referral partners.

• Expanded-Prime
• Non-Prime
• DSCR
• Equity Advantage Closed-End Second Lien
• Equity Advantage HELOC

Deephaven Presents Business Purpose Lending

The real estate investment market continues to thrive despite market volatility. Learn how Deephaven can expand your footprint with business purpose lending even beyond the states you are licensed in. Join us and become an investment property specialist.

This webinar will cover:

• LLC Borrowing Entity Program / DSCR
• Natural Person Borrowers Vesting in an LLC

Deephaven Presents Non-QM by Design

Join our webinar to learn how to generate more leads through creating a non-QM sourcing channel. Marketing non-QM by design is critical to strengthening your referral base and growing your business further. We will provide detailed, actionable steps to reach real estate investors, self-employed borrowers, ITIN card holders, foreign nationals, and borrowers with credit events. By utilizing non-QM products, many lenders are closing more monthly loans for borrowers who don’t fit traditional guidelines.

The Importance of Home Equity Solutions in 2025

Don’t miss the opportunity to help all borrowers tap into their home equity to reach their goals. Many borrowers would like to cash out some of the equity they have built in their homes, but don’t want to lose their first low interest rate. There is a demand in second liens that will continue to grow in 2025.

In this webinar, we will discuss 2025 strategic planning focused on why adding non-QM second liens to your product offerings is vital.

Join us to learn:

• Valuable insights about the 2025 HELOC and CES HELOAN industry forecast
• Current second-lien opportunities in the market
• The features of our Equity Advantage program and how our products can make a difference for your borrowers and increase your production
• Why equity solutions that allow alternative income options will grow in demand

Panelists: Tom Davis, Chief Sales Officer, Lou Esposito, SVP Correspondent Sales, Tommy Banning, Wholesale Account Executive