Matthew Nichols


Matthew Nichols is Senior Managing Director and Co-Head of Residential Credit at Pretium where he is responsible for the management of the residential mortgage whole loan business. Pretium is Deephaven’s parent company. Mr. Nichols, who founded Deephaven in 2012, also serves as its Executive Chairman.

Mr. Nichols joined Pretium in 2019 with 20 years of experience in the U.S. mortgage market. Prior to founding Deephaven, he held the position of Managing Director at Goldman Sachs where he co-led the residential mortgage loan business.

John Keratsis


Mr. Keratsis joined Deephaven in early 2021 to help lead the organization forward and upward through its next level of growth and expansion. His entrepreneurial spirit and tireless drive, coupled with his business acumen and strategic instincts, make him a natural fit for Deephaven’s dynamic culture. Mr. Keratsis is a front-line senior executive constantly ideating with and implementing products, services and technologies that enable Deephaven to continuously grow its share of the independent mortgage market by delivering a competitive advantage directly into the hands of our brokers and correspondent lenders.

Matt Davlin

Executive Vice President

Mr. Davlin is Head of Capital Markets at Deephaven Mortgage. Prior to joining Deephaven, Matt was a Vice President at Barclays Capital where he was responsible for originating, structuring, and executing asset-backed financing transactions secured by residential mortgage assets. Before Barclays, he held positions in Mortgage Finance at Wells Fargo Securities and Secondary Marketing at SunTrust Mortgage. He holds an M.E. in Systems Engineering from the University of Virginia and B.S. in Quantitative Finance and Mathematics from James Madison University.

Mike Witt

Chief Financial Officer

Mr. Witt is the CFO of Deephaven Mortgage. Prior to Deephaven, Mike was CFO at Boston National Title where he helped them grow from a regional provider into one of the nation’s largest, independent title services companies. Mike’s extensive mortgage leadership experience includes division CFO roles at HSBC and First Union, and senior finance or credit risk roles at HSBC, Bank of America, First Union, and NationsBank. He holds a B.S. in Commerce from the University of Virginia.

Matt Lehnen

Chief Technical Officer

Mr. Lehnen oversees all aspects of Deephaven’s technology infrastructure, customer service delivery platform and cybersecurity program. In particular, he is responsible for continuously advancing the Deephaven technology posture to create stronger synergy between our business, our products and our customers. Prior to Deephaven, Matt served as the VP of Information Technology at Wyndham Capital for 11 years where he oversaw infrastructure, security, and mortgage software. He has over 15 years of experience in the technology field and holds several industry certifications. Matt holds a Bachelor of Arts degree in Business Administration from the University of Florida.

F.M. “Dank” Pinckney

General Counsel & Chief Compliance Officer

Dank Pinckney joined Deephaven in January 2015 as the General Counsel, and Chief Compliance Officer. In this role, he is responsible for legal and regulatory compliance, counter risk and vendor management (including Deephaven’s sub-servicer) and human resources.

Prior to Deephaven, he served as EVP for HSBC Holdings, PLC as head of general compliance and counterparty risk and part of the executive management team that oversaw all aspects of managing the HSBC and third party owned mortgage portfolios. He was formerly a partner in the national law firm of Katten Muchin Rosenman, specializing in mortgage, consumer finance and counter party risk.

Dank is a licensed attorney in the state of North Carolina and received his J.D. from University of South Carolina and undergraduate degree from Washington & Lee University. He is married with three children.

Lewis Semones

Independent Director

Mr. Semones serves on Deephaven Mortgage’s Board of Directors. Mr. Semones is a retired executive who serves on Boards, provides consulting services to financial institutions, and is an active investor. Prior to retirement, Mr. Semones served as EVP for Lender Processing Services, CEO of Avelo Mortgage (a Goldman Sachs company involved in the acquisition, origination, and servicing oversight of residential mortgage loans) and founded two financial services companies. From 1999 to 2001, Mr. Semones was Co-President of Wachovia Securities, the successor to Interstate Johnson Lane where he served in various executive roles from 1990 to 1999.

Mr. Semones received his B.A. in Business Administration with an emphasis in Accounting from Lenoir-Rhyne University and is a graduate of the Securities Industry Program at the Wharton School of the University of Pennsylvania.

Jeff Burrus

SVP, wholesale

Mr. Burrus is the SVP, Wholesale Sales & Operations at Deephaven Mortgage. Prior to Deephaven, Jeff was a Client Service Delivery Lead at Accenture Credit Services where he ran a large operation group for five years. Jeff also held the position of Vice President of Production at EquiFirst where he ran the largest and most profitable branch for the company for both sales and operations originating non-agency paper for 13 years. He holds a B.S. of Science in Business from Elon University.