Lending Ingenuity
“How can we make this work?”
Ingenuity at Deephaven is simply combining imagination with knowledge and experience to explore what’s possible. Whether we need to figure out a way to qualify a new bank statements borrower, or structure underwriting parameters to support a correspondent lender with unique take-out needs, we rely on our ingenuity to continuously push our loan programs and services above and beyond all expectations. Even our own.
Get A Loan For A Non-Warrantable Condo With Deephaven
Learn how non-warrantable condos can still get financing through Deephaven.
The DSCR Cash Flow Loan Opportunity for Originators
A detailed overview of the DSCR loan product and opportunity for originators.
Answers To The Most Frequently Asked Questions About Non-QM Mortgages
Answers to the most common questions when it comes to non-qm mortgages.
3 Unique Non-QM Mortgage Types for Brokers
Deephaven Mortgage’s Chief Sales Officer Tom Davis is featured in HousingWire discussing the Non-QM mortgage products most crucial to offer in today's market. Make sure you have the right loan products to offer your borrowers instead of sending them to the...
Everything you need to know about closed end second mortgages
A significant number of homeowners have substantial equity built in their homes, and a low interest rate to go with it. There are many who might like a cash-out refinance but can’t see losing their low rate on their mortgage. On top of that, they have unique...
Business Purpose Lending Provides Flexibility for Loan Officers
Business purpose loans provide loan officers the flexibility to fully serve their real estate investor clients. Loan officers who understand how business purpose loans work and what it means to offer a true LLC lending product can potentially increase their volume....
Scotsman Guide Author Showcase Featuring Tom Davis
Deephaven Mortgage's Chief Sales Officer Tom Davis was recently interviewed by Carl White to discuss Tom's Scotsman Guide article, "Invest In Your Future". Tom delves into the Non-QM market and offers valuable insights for those looking to invest in their financial...
Non-QM Products to Close More Loans
The demand for Non-QM continues to grow! Even in today’s challenging market, Non-QM remains resilient and continues to increase in market share. Chief Sales Officer Tom Davis and SVP of Correspondent Sales Shelly Griffin explain why and the products most utilized....
Invest In Your Future
Deephaven’s DSCR loan product is one of our most utilized mortgage products and the demand for the loan continues to grow. CoreLogic reports that 27% of purchases in August were investor transactions. Brokers who want to expand and serve every borrower type must have...
Deephaven Mortgage serves the underserved in the mortgage market, through out-of-the-box thinking to get Non-QM borrowers qualified.
Aaron Drago, chief operating officer, and Tom Davis, chief sales officer, were featured in an exclusive article with MPA “Serving the underserved mortgage market”. The article dives into exactly how Deephaven goes about educating originators on Non-QM to increase...
Enhancing the wholesale broker experience: Key challenges and solutions – HousingWire
Deephaven’s Chief Operating Officer, Aaron Drago, was recently featured in HousingWire discussing how to improve the experience for brokers in the wholesale lending space. The Non-QM wholesale space is integral for brokers to grow their business, protect their...
What all loan brokers and officers need to know about Non-QM mortgage underwriting.
Underwriting, as a general practice, is the assessment of risk. According to Wikipedia, mortgage underwriting is “the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower is acceptable.” What, exactly, that means in the...
Qualified Mortgage (QM) vs. Non-Qualified Mortgage (Non-QM). What’s the difference?
The differences between QM and Non-QM loans.
Deephaven Launches Wholesale Products on The LoanNEX Broker Marketplace
St. Louis, MO – November 4, 2022 — LoanNEX has added Deephaven Mortgage’s Wholesale Products to the Broker Marketplace. Deephaven Mortgage is now hosting both their Wholesale and Correspondent Products on the LoanNEX Qualifier platform, extending the most robust...
Mortgage Professional America Recognizes Deephaven Mortgage As a Top Mortgage Employer
Non-QM Lender Stands Out for Employee Development, Culture,
Environment and More
Non-QM Loan Requirements
What you need, and don’t need, to apply for a Non-QM mortgage.
The Total Asset Calculation Mortgage
What is it and who is it for?
DSCR Loans Offer a Path Forward for New and Seasoned Investors
DSCR Loans Offer a Path Forward for New and Seasoned Property Investors
John Keratsis of Deephaven Mortgage on Blockchain and Non-QM Lending
Originally published in MBA NewsLink, January 28, 2022 »
How to get a mortgage with bank statements and 1099s
If you’re self-employed, congratulations! Working for yourself can be an exhilarating and rewarding experience, and a way to fulfill a long-held dream. As a self-employed individual, you’re also in the vanguard of the changing workforce. Since the COVID-19 pandemic...
Deephaven Mortgage and Incenter Appraisal Management Join Forces to Give Non-QM Brokers a Competitive Edge
Business Wire – Press Release
Deephaven Hires Steve Lemon as Senior Vice President, National Head of Wholesale Sales
Business Wire – Press Release
Deephaven Amps Up Foreign National DSCR Program in Response to Growing Real Estate Investment Market
Business Wire – Press Release
Timothy (Tim) Fisher Joins Non-QM Lender Deephaven as Vice President, Business Development
Business Wire – Press Release
Read this Before You Apply for a Bank Statement Mortgage
Once upon a time, most American home buyers had regular jobs with regular companies that paid them every week or two weeks with regular paychecks. Not anymore. Over the past 15 – 20 years, America’s workforce and employment models have undergone significant...
High Loan-To-Value (LTV) Refinances
Why A Non-Agency Loan Could Be Your Best Option
Non-QM Lender Deephaven Honored As #1 Workplace in Charlotte, N.C. in Small Company Category
Business Wire – Press Release
Deephaven and Lender Price Work Together to Help Correspondents Penetrate the Non-QM Marketplace
Business Wire – Press Release
What Makes a Top Non-QM Lender?
The Non-QM (non-qualified mortgage) mortgage market is booming. Yet, despite the surge in demand for Non-QM mortgage programs and products, there is still little mainstream knowledge and understanding of Non-QM loans, why they exist, who they’re for, and what separates the top Non-QM lenders from the rest.
Mack Walker Promoted to Senior Vice President, Director of Capital Markets at Deephaven
Business Wire – Press Release
Sometimes Ingenuity is Common Sense with a Twist.
The whole purpose of Non-QM lending is to provide credit-worthy home buyers who don’t qualify for a traditional mortgage the loans they need and deserve. Of course, we also have to make sure they can afford them.
No W2? What’s a high net worth mortgage customer to do?
Believe it or not, it can be difficult for high net worth people to qualify for a traditional mortgage. The problem? No tax forms confirming a steady paycheck. Perhaps they are self-employed or retired and therefore unemployed. They could be a serial entrepreneur who has just launched a new start-up or the owner of a successful restaurant chain whose wealth is tied up in the business.
Deephaven Hires Luke Turner as Regional Sales VP of Wholesale
National Mortgage Professional – Press Release
Andrew (Andy) Spicer Joins Deephaven as Vice President of Client Development, Correspondent
Business Wire – Press Release
Shelly Griffin Appointed Senior Vice President of Client Development at Deephaven
Business Wire – Press Release
Deephaven rolls out new non-QM products for brokers
Mortgage Professional America – Press Release
Deephaven Launches Innovative Spring Slam to Qualify More Non‑QM Homebuyers
Business Wire – Press Release