Deephaven internal data estimates Q1 2026 showed $47 billion in equity extraction industry-wide, and more than half of that ($25 billion) was through second liens and not cash-out refinances.
The equity opportunity hiding behind the first mortgage is one worth exploring for brokers.
Mortgage Professional America (MPA) recently partnered with industry experts from Deephaven, Lending Spot, and Southern Mortgage Corp for an industry roundtable. Three major topics of discussion included:
- Preserving low-rate first mortgages with home equity solutions (HELOC and Second Mortgages)
- Unlocking new business by reaching more borrowers with flexible lending options
- Growing your pipeline with the right lending partner
Check out the full conversation about the opportunity with non-QM HELOCs and closed end second mortgage products here.
