The demand for Non-QM continues to grow! Even in today’s challenging market, Non-QM remains resilient and continues to increase in market share. Chief Sales Officer Tom Davis and SVP of Correspondent Sales Shelly Griffin explain why and the products most utilized....
Underwriting, as a general practice, is the assessment of risk. According to Wikipedia, mortgage underwriting is “the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower is acceptable.” What, exactly, that means in the...
The differences between QM and Non-QM loans.
What you need, and don’t need, to apply for a Non-QM mortgage.
What is it and who is it for?
DSCR Loans Offer a Path Forward for New and Seasoned Property Investors
If you’re self-employed, congratulations! Working for yourself can be an exhilarating and rewarding experience, and a way to fulfill a long-held dream. As a self-employed individual, you’re also in the vanguard of the changing workforce. Since the COVID-19 pandemic...
Once upon a time, most American home buyers had regular jobs with regular companies that paid them every week or two weeks with regular paychecks. Not anymore. Over the past 15 – 20 years, America’s workforce and employment models have undergone significant...
Why A Non-Agency Loan Could Be Your Best Option
The Non-QM (non-qualified mortgage) mortgage market is booming. Yet, despite the surge in demand for Non-QM mortgage programs and products, there is still little mainstream knowledge and understanding of Non-QM loans, why they exist, who they’re for, and what separates the top Non-QM lenders from the rest.