Deephaven Does It Again: Discover Our Transformative Product Enhancements

Deephaven continues to raise the bar! Learn all about our latest product guidelines in our upcoming webinar showcasing what’s possible in our non-QM suite of products. We will walk you through our latest updates and how they can empower you to serve a broader, more diverse range of borrowers – especially those who need flexible, alternative income solutions.

Our transformative improvements include:

• Higher LTVs
• Increased Cash Out Options
• Expanded FICO Buckets
• Short-Term Rental Flexibility
• Enhanced DTI Ratios

Don’t miss out on the opportunity to become empowered with more solutions for your borrowers!

Second Mortgages Surge-Deephaven Alternative Second Mortgage Solutions

TransUnion’s latest home equity data confirms what Deephaven is seeing within our own company – second mortgage originations are becoming one of the fastest-growing segments in the non-Agency space.

Now is the time to meet the moment. Tappable home equity is at a record level. First mortgages are still locked low. Borrowers are increasingly turning to second mortgages as the smart, strategic way to access capital – without sacrificing their existing mortgage rate.

Check out some of the highlights of their findings:

• 86 million homeowners have tappable equity, with a median of $267K. Notably, 6.5 million of them have over $1 million in available equity.
• HELOC and HELOAN originations increased 12% YoY
• Homeowners had $808 billion in non-mortgage debt in Q2 2025 – up 4% YoY
• 22.8 million homeowners carry at least $10,000 in non-mortgage debt
• 408,000 HELOCs are reaching the end of their draw periods in the next 12 months
• Early-stage delinquencies for HELOANs and HELOCs remain at all-time lows

How will you play this to score more business? Please register today, and let’s map out your strategy.