Demystifying Non-QM: Facts vs Myths

Tom Davis, Chief Sales Officer

Van Evans, VP Client Development

Ralph Pichardo, Wholesale Account Executive

Deephaven Mortgage is setting records in non-QM because non-QM is more in demand than ever. We have added an impressive number of approved partners this year who now recognize the value of non-QM. Still, many are reluctant. Are you one of them? If so, this webinar is for you!

Join us to learn more about non-QM and how the flexibility of these loans can make a difference for your borrowers and your volume.  If you have said no to a self-employed borrower or a real estate investor who falls outside of traditional requirements, you have likely turned away business that you could have closed.

Deephaven and non-QM offers you the opportunity to close more loans, build your pipeline, expand your referral base and increase your volume. Sounds pretty good, doesn’t it?

Deephaven Presents Non-Warrantable Condo Solutions

Register today for this exclusive opportunity to gain a comprehensive understanding of our program requirements and guidelines for non-warrantable condominiums. This webinar will equip you with the knowledge of non-QM products and services necessary to serve the condominium market better, empowering you to increase production and expand your referral partners.

Deephaven Presents Alternative Lending Solutions for Jumbo Borrowers

Would you like to be the go-to originator for Jumbo loans? Join us in discovering how our alternative lending solutions can help you become the loan officer of choice for Jumbo borrowers, open new opportunities, and increase your business potential.

Our webinar will cover:

• Bank statement lending up to $3.5 million for self-employed borrowers
• One-year P&L for self-employed borrowers
• Asset Utilization up to $3.5 million
• DSCR for real estate investors up to $2.5 million

Our training will equip you with practical knowledge that will empower you to guide borrowers in need of a Jumbo loan to the right Deephaven products!

Discover the Deephaven Difference to Grow Your Business!

How Bridge Loans Offer A Quick Solution To Secure Investment Properties

Presenters:

Tom Davis, Chief Sales Officer, Deephaven Mortgage

Dave Gray, VP Business Development, Anchor Loans

Bridge loans are a short-term real estate loan that offers a quick close for investors. These loans can help investors secure properties to build their portfolios by offering temporary financing until permanent financing is secured.

Real estate investment purchases are still on the rise. Are you offering your real estate investors a full suite of investor loans? Find out why our Bridge Loan is a must-have to fully serve your clients.

Join our webinar focused solely on Bridge loans and learn:

• The opportunity in the market for this specific loan type
• The key features and purpose of a Bridge loan
• The differences between a Bridge loan and a Fix and Flip loan
• Why you should partner with a lender who offers a full range of loans for investors
• Sourcing investors and how to market Bridge loans

Deephaven Presents Alternative Lending Solutions for Real Estate Investors

Are you ready to step into the exclusive circle of experts in alternative financing options for real estate investors? With 28% of purchase transactions being investment properties, this is a unique opportunity for you. Join us in exploring our exclusive products and features designed to elevate your real estate investor production.

We will detail the following in the webinar:

• DSCR cash flow qualification for 1-4 units
• DSCR cash flow qualification for 5-9 units
• DSCR specific program features including the ability to borrow and vest in the name of the LLC
• Expanded-Prime Asset Utilization for investors
• Fix and Flip, Ground Up Construction, and Bridge loans for real estate investors

Our training will equip you with practical knowledge empowering you to guide investors with the right Deephaven products!

Discover The Deephaven Difference and Grow Your Business!

Flip The Script on Your Investor Loan Strategy with Fix and Flip Loans

It’s no secret that investor activity continues to see a significant surge in the market. Savvy real estate investors are capitalizing on the strong investment demand and doing well. Are you capitalizing on the current market trends and helping investors build their portfolios? If not, you are definitely missing out on an opportunity to increase your volume and referrals.

Fix and Flip activity is among the uptick as many investors are buying, fixing and quickly reselling. Add Fix and Flip loans to your offerings and be a part of this growing trend.

Join our webinar focused solely on Fix and Flip loans and learn:

• The opportunity in the market for this specific loan type
• The key features and purpose of a Fix and Flip loan
• How you can be a valued resource for investors
• Sourcing investors and how to market the Fix and Flip loans

Deephaven Presents Non-QM Alternative Lending Products

Experience the Deephaven Difference! Join us for an in-depth overview session where you can discover alternative Non-QM lending solutions and get a complete understanding of our first lien products. We will also discuss recent guideline enhancements and how they can benefit your clients.
Highlights:

• Bank statement loans for the self-employed
• Assets as income
• Non-warrantable condos
• DSCR loans to serve your investors
• Business purpose lending
• RTL loans: Fix and Flip, Ground Up Construction and Bridge

Register today and take the first step towards becoming a non-QM expert, enhancing your professional skills and marketability!

Close More Loans for Self-Employed Borrowers Utilizing Bank Statement Programs

The U.S. workforce is changing with a record number of entrepreneurs in the market today. Are you changing with it? Many of these self-employed individuals will miss traditional loan requirements when trying to purchase or refinance a home. According to the Bureau of Labor Statistics there are around 16 million self-employed in the U.S. today. That represents a lot of potential borrowers who might require a Non-QM Bank Statement loan!

Join our webinar and find out how you can reach these self-employed borrowers and promote yourself as a full-service originator offering Bank Statement loans.

You will learn:

• The opportunity that exists with self-employed borrowers and the gig economy.
• Alternative income types that non-QM loans allow specifically for self-employed borrowers.
• How to source non-QM borrowers and grow your referral base.
• Why offering non-QM solutions such as Bank Statement loans can help you reach a more diverse set of borrowers for your business to thrive despite evolving market conditions.

Deephaven Presents Equity Advantage Closed End Second Mortgage

Please join us for our upcoming webinar. We will be taking a deep dive into our closed end second mortgage product, Equity Advantage.

During the webinar, we will provide an in-depth product overview for borrowers who want to cash out equity but don’t want to lose their interest rate on their current mortgage. We will also discuss our alternative income option for self-employed borrowers looking to cash out equity while leaving their first mortgage intact.

By attending the webinar, you will have the opportunity to learn from subject matter experts about our Equity Advantage products and qualifying guidelines.

Tap Into The Market For Ground Up Construction Loans And Meet The Demand

Presenters:

Tom Davis, Chief Sales Officer, Deephaven Mortgage
Tyler Bohn, Managing Director National Accounts, Deephaven Mortgage
Dave Gray, VP Business Development, Anchor Loans

Many real estate investors are looking to build new homes to rent or sell to increase their profits. They are also looking for trusted originators who offer Ground Up Construction loans. Get their business by understanding how to use them effectively.

Where can you do that? Join our webinar where Deephaven Mortgage and Anchor Loans will offer insights gained through decades of experience.

Join our webinar focused solely on Ground Up Construction Loans and learn:

• The opportunity in the market for this specific loan type
• The key features and purpose of a Ground Up Construction loan
• Operational support and resources offered by Deephaven and Anchor Loans
• Sourcing investors and how to market the product

Announcing Deephaven’s DSCR 5-9 Unit Mortgage Product

Deephaven is proud to announce our newest non-QM loan – DSCR 5-9 Units! This multi-family property addition to our portfolio of non-QM products provide another solution to fully serve all of your borrowers. Under our DSCR program, this loan qualifies on the cash flow of the subject property. It offers the flexibility your business purpose borrowers need for a quick and low hassle closing.

Register today to learn more about our DSCR 5-9 Unit loan for your real estate investor clients.

Highlights:

• Loan amounts up to $2 million, minimum loan amount $350,000
• Maximum cash-out $500,000
• LTV up to 75%
• Minimum 680 FICO
• Ability to vest in name of LLC or corporation
• Interest only options to maximize property cash flow

Discover The Deephaven Difference

Deephaven Presents DSCR Investor Non-QM Lending Solutions

Would you like to become a go-to resource and expert in alternative financing options for real estate investors? We can help! Please register for our DSCR workshop to learn how to use our non-QM product suite to close more loans for these underserved borrowers and increase your referral base.

We will detail the following in the webinar:

• DSCR cash flow qualification
• Specific program features include the ability to borrow in the name of the LLC
• Loans for investors under our Expanded-Prime and Non-Prime products

You will leave our training as subject matter experts on our Deephaven DSCR product and qualifying guidelines. You will be better equipped to prepare investors with the right Deephaven products!

How To Source Non-QM Borrowers to Increase Your Volume

Join our lead generation webinar to learn how to create a non-QM sourcing channel. Marketing to non-QM borrowers is critical to strengthening your referral base and growing your business further. We will provide detailed, actionable steps on how to reach real estate investors, self-employed borrowers, ITIN card holders, foreign nationals, and borrowers with credit events. By utilizing non-QM products, many lenders are closing more loans each month for borrowers who don’t fit traditional guidelines.

The Importance of Offering Residential Transition Loans in Today’s Market

Residential transition loans (RTLs) are excellent solutions for investors wanting to buy, renovate and resell their properties. These business purpose loans serve borrowers who may not qualify for traditional loans due to the rehabilitation or construction needs of the property or other factors. RTL loans are a great complement to a non-QM product offering.

Chief Sales Officer at Deephaven Tom Davis and VP of Business Development David Gray with sister company Anchor Loans will host this informative webinar discussing the demand for these products that include Fix and Flip, Bridge and Ground Up Construction loans.

You will learn:

• Details of RTL products, business purpose non-QM loans, and the opportunity in the space.
• How to tap into the investor space and gain clients who close multiple transactions throughout the year.
• How to target the new construction space and help investors rehab properties to bring new supply to the market.
• Strategies to differentiate yourself in the market by becoming a niche originator for real estate  investors.