☐ FNMA 3.2 File

☐ Broker Signed 1003 + DI Addendum (to be uploaded separately)
— Dated date of submission
— Must also be signed by Borrower ahead of final approval

DH Submission Form/Fee Sheet (electronic version available during submission)
— See Mercury for AMC selection & fee

Proof of Self-Employment (24 months minimum)
— Articles of Organization -or- Secretary of State -or- CPA Letter

Most Recent 12 months personal bank statements (multiple accounts allowed)
— *All individuals listed on personal bank statements must be on loan*

Purchase Agreement *if purchase*
— Earnest Money Deposit

Broker/Borrower Comp Agreement *if borrower-paid comp*

Credit Report Invoice *if reissuing recently pulled credit report*
— If credit is not reissued – Deephaven WILL pull new credit automatically

Asset Statements *if needed*
— May use personal statements for both income and assets
— Upload if needed for down payment/reserves