
Good for Loan Officers
Close more loans
Expand potential borrower base by offering responsible Non-QM loan options
Be an Industry Leader
Provide credit access to an under-served market segment
Deephaven partners with lenders who share the vision for rebuilding the non-government mortgage market and providing common sense-driven underwriting decisions centered around a borrower’s ability to repay.
Expand potential borrower base by offering responsible Non-QM loan options
Provide credit access to an under-served market segment
Responsible Non-QM loans open doors for millions of borrowers
Often cheaper than rent
Owner-occupied borrowers at least 4 years past their housing default. LTV’s up to 90%.
Full Doc | Bank Statement |
660 Min FICO | 660 Min FICO |
90% Max LTV | 90% Max LTV |
Seasoning: 48 Mo. from Bankruptcy | |
Seasoning: 48 Mo. from Housing Event |
See guides and matrices for full product eligibility.
Owner-occupied borrowers at least 3+ years past their housing default. LTV’s up to 95%.
Full Doc | Bank Statement |
620 Min FICO | 620 Min FICO |
95% Max LTV | 90% Max LTV |
Seasoning: 36 Mo. from Bankruptcy | |
Seasoning: 36 Mo. from Housing Event |
See guides and matrices for full product eligibility.
Owner-occupied borrowers with a housing default in the last 2 years. LTV’s up to 90%.
Full Doc | Bank Statement |
500 Min FICO | 580 Min FICO |
90% Max LTV | 90% Max LTV |
Seasoning: 0 Mo. from Bankruptcy | |
Seasoning: 0 Mo. from Housing Event |
See guides and matrices for full product eligibility.
Investment properties.
Important Highlights: | |
620 Min FICO | |
80% Max LTV | |
Seasoning: 24 Mo. from Bankruptcy | |
Seasoning: 24 Mo. from Housing Event |
See guides and matrices for full product eligibility.
2nd Home & Investment Property Occupancy Options
Income Options: | Important Highlights: |
Full Doc-Salaried | $1.5 Loan Amount |
Full-Doc Self-Employed | $500 Max Cash Out |
Asset Depletion | 50% Max Debt Ratio |
DSCR | 75% Max LTV |
See guides and matrices for full product eligibility.
Deephaven’s Deal Desk connects you to a qualified analyst offering you top-level support and guidance. Whether you are submitting a deal, or just have a question, we are here to help.
Our expert analysts provide clear communication and attentive guidance intended to help you select the right product and work quickly to close your Non-QM loans.
+1.844.DHM.WHSL
dealdesk@deephavenmortgage.com
Hours: 8:30am – 6:30pm EST (Mon-Fri)
Email Our Identi-fi Deal Desk Today