Non-QM Lending at It’s Best.

Ready to grow further than you thought possible? Serve more borrowers partnering with Deephaven Mortgage.

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DSCR Program

Loan Amount: Up to $2.5 million
LTV: Up to 80%
Credit Score: Down to 660

Our DSCR cash flow loan is a must-have mortgage offering for originators to fully serve real estate investors. This loan qualifies on the rental cash flow of the subject property and does not require employment or income documentation.

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Expanded-Prime Program

Loan Amount: Up to $3.5 million
LTV: Up to 90%, no MI
Credit Score: Down to 660

Deephaven’s Expanded-Prime product is a non-QM loan solution for borrowers who just miss traditional guidelines. Standard full doc, 1-year profit and loss statements, and self-employed bank statement options make this non-QM loan a flexible solution to close more loans.

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Equity Advantage

Loan Amount: Up to $500,000
CLTV: Maximum 85% for primary, 70% for second homes and investment properties
Credit Score: Down to 680

Deephaven’s Equity Advantage stand-alone second lien mortgage benefits borrowers who want to unlock equity in their homes while allowing them to keep their low-rate first mortgage intact. This non-QM cash-out option can be used for home renovations, debt consolidation, tuition, funding a business, or other responsible uses. Deephaven should be your first choice for second mortgages!

Deephaven as it happens

Get A Loan For A Non-Warrantable Condo With Deephaven

Get A Loan For A Non-Warrantable Condo With Deephaven

Your client is super excited about the condo they are purchasing. Then you get the news that it has been flagged as non-warrantable. Do you dash their dreams? Please don’t. Contact a non-warrantable condo lender like Deephaven Mortgage. While the news can be...

Invest In Your Future

Invest In Your Future

Deephaven’s DSCR loan product is one of our most utilized mortgage products and the demand for the loan continues to grow. CoreLogic reports that 27% of purchases in August were investor transactions. Brokers who want to expand and serve every borrower type must have...

The DSCR Cash Flow Loan Opportunity for Originators

The DSCR Cash Flow Loan Opportunity for Originators

​ A Debt Service Coverage Ratio (DSCR) cash flow loan is a crucial tool every originator should offer. The reasoning is simple: real estate investors continue to add to their portfolios despite market volatility. In fact, CoreLogic reported that in 2023 25% of...