Carlos Ber is the Wholesale Account Executive at Deephaven Mortgage. Carlos manages Deephaven’s wholesale, non-delegated, and correspondent sales teams. As an extensively trained mortgage professional, Tom brings 20+ years of experience helping brokers and lending partners with their NonAgency/Non-QM and Agency needs.
Over the course of his career, he has had the opportunity to work for JPMorgan Chase, Bank of America, First NLC (FBR Capital Markets), Finance of America Mortgage, and First Guaranty Mortgage Corporation. Tom is a growth strategist and hands-on executive driving bottom-line profitability developing platforms, building best-in-class teams, increasing the customer base, and optimizing margins.
Tom Is an expert in Non-QM who can help you grow your business further.
Your client is super excited about the condo they are purchasing. Then you get the news that it has been flagged as non-warrantable. Do you dash their dreams? Please don’t. Contact a non-warrantable condo lender like Deephaven Mortgage. While the news can be...
Deephaven’s DSCR loan product is one of our most utilized mortgage products and the demand for the loan continues to grow. CoreLogic reports that 27% of purchases in August were investor transactions. Brokers who want to expand and serve every borrower type must have...
A Debt Service Coverage Ratio (DSCR) cash flow loan is a crucial tool every originator should offer. The reasoning is simple: real estate investors continue to add to their portfolios despite market volatility. In fact, CoreLogic reported that in 2023 25% of...
Aaron Drago, chief operating officer, and Tom Davis, chief sales officer, were featured in an exclusive article with MPA “Serving the underserved mortgage market”. The article dives into exactly how Deephaven goes about educating originators on Non-QM to increase...