Ryan Fernandez

Wholesale Account Executive

Ryan Fernandez is a wholesale mortgage account executive at Deephaven Mortgage based out of Ft. Lauderdale, Florida. Having worked in the mortgage industry for over twenty years, Ryan is a go-to for non-QM lending.

With his expertise in the non-QM space, Ryan was eager to join Deephaven as we are the pioneer in non-QM. He loves to help people achieve their dreams of homeownership and is always happy to assist clients with unique scenarios.

As a Floridian, Ryan is an avid outdoorsman and fisherman. He enjoys spending time with his wife, daughter and their adorable miniature poodle.

Ryan’s extensive knowledge of the industry and commitment to building strong partnerships can help grow your business. For more information on Deephaven’s rates and mortgage programs, please use our FlexPricer tool or contact Ryan directly by completing the form on this page.

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Two Types of Non-QM Second Mortgages You Need to Know About

Two Types of Non-QM Second Mortgages You Need to Know About

Flexible second mortgage products are in demand! There are many HELOC and HELOAN options out there for borrowers who qualify. But what about those borrowers who miss the requirements, such as a self-employed borrower, who needs to tap into their equity to achieve...

Invest In Your Future

Invest In Your Future

Deephaven’s DSCR loan product is one of our most utilized mortgage products and the demand for the loan continues to grow. CoreLogic reports that 27% of purchases in August were investor transactions. Brokers who want to expand and serve every borrower type must have...

Learn About DSCR Loans for Short Term Rental Properties

Learn About DSCR Loans for Short Term Rental Properties

What are short-term rentals? Short-term rentals are properties that are rented out nightly, weekly or even on a seasonal basis for a brief period of time. They are also referred to as vacation rentals, short-term vacation rentals or transient rentals. Properties where...